Did you know that 78% of credit reports contain errors?
While credit bureaus are legally obligated to maintain accurate reports, consumers should proactively review and dispute inaccuracies in their credit reports.
The system relies on both the diligence of credit bureaus and the vigilance of consumers to maintain accuracy!
Step 1 - Credit Report Analysis
Step 2 - Dispute Incorrect Information
Step 3 - Negotiate with Creditors
Step 4 - Establish Good Financial Practices
Step 5 - Follow-Up and Monitoring